What are DCF Income Payments?

DCF Income Payments, also known as secondary market annuities (SMAs), originate as structured settlements of personal injury cases that include defined future payment streams backed by annuities.   

Individuals who sell some or all of their future payments do so in a court-ordered assignment process whereby the annuity issuers and legal counsel comply with state-specific transfer laws and IRS statutes.  DCF Exchange is a buyer of these payments and distributes DCF Income Payments through a network of financial advisors nationwide, including this website.

Purchasers of DCF Income Payments become the new payee of these transferred, in-force payment streams backed by annuities.  At no time are transferred payment streams pooled, aggregated, managed by or subject to fees of a manager. 

All purchaser acquisition funds and assigned payments are handled by a state and federally regulated bank and trust company in a dedicated escrow account environment.  

DCF Income Payments come in three categories:

For Income Now, use Immediate Income DCF Payments

For Income Later, use Deferred Income DCF Payments

For Safe Growth, use Lump Sum DCF Payments