When we say DCF Income Payments we refer to what is more known as ‘Secondary Market Annuity.’ These are period certain, fixed-term annuity payments that are assigned in a ‘secondary market’ transaction.

These annuity payment streams belong to individuals who seek to sell their future payments in exchange for cash today in a ‘factoring’ transaction. Typically, the payments are guaranteed and period certain payments awarded to individuals in structured settlements. The right to receive these annuity backed future payments is transferred in a court-ordered and regulated process.

In addition to factored structured settlements, DCF Income Payments may also refer to secondary annuity, in-force period certain annuities, in force annuity or a lottery prize payout. In any situation, these pre-defined, fixed term income streams offer a higher yield because the future payments are sold at a discount.

The vast majority of secondary market payment streams we sell, and which we focus on this website, come from structured settlements, whereby the original payee/ recipient decides to sell their future payments for cash today. Through a court-ordered assignment process, purchasers acquire the right to receive the existing payment stream from the current recipient of the income. This discounted sale transaction creates an opportunity for a profitable, safe investment in an in-force payment stream.

DCF Income Payments are guaranteed payment streams backed by annuities that individuals sell at a discount. Purchasers acquire the right to receive payments from these existing and in force annuities, and the payments occur over a specific period of time and offer a fixed rate of return.

This investment is generally considered to be a good vehicle for “safe money” savings.

DCF Income Payments, more known as secondary market annuities, originate as structured settlement claims. The insurance companies that offer these fixed and period certain payments or simply in force annuity are highly rated by Standard & Poor’s and other agencies for claims paying ability. This makes the secondary market annuities we offer one of the highest yielding, and safest fixed income assets available today.

Yields on secondary market annuities (DCF Income Payments) are higher simply because the seller of the payment stream is willing to sell at a discount for cash today.

Clients benefit from that discount and receive a higher yield on the cash flow compared to comparable annuity products available in the open markets.

If you have any questions in buying secondary annuity or if you wanted to have access to secondary market annuities for sale today, please feel free to reach out to us.