DCF Income Payments are an excellent, high-yield alternative to other fixed income investments. These payments are funded by annuities issued by highly rated life insurance companies. DCF buys directly from owners and from other purchasers. Because the stream’s payment schedule is not flexible, DCF can buy and sell it for a lower cost than a newly issued annuity. And, because DCF buys multiple streams, it can create custom payment schedule.

Owners of these structured settlement income streams are willing to sell their existing payment rights and in some cases their existing annuities at a discount that allows you to achieve a 6% yield. Investors considering period certain Single Premium Immediate Annuities (SPIA’s) or using withdrawals from Fixed Annuities, Variable Annuities, or Indexed Annuities for cash flow, will find a DCF Income Payment a higher yield alternative.

In addition, DCF Income Payments can also form a high-yield, guaranteed income source for risk-averse investors, or to fund future obligations.

Here's an example scenario: A couple has a wide disparity between their ages (60-year-old man, 50-year-old wife). Traditional joint life annuities will offer very low payouts for this couple. However, DCF Income Payments can be used to produce income for any buyer, or buyers, and of any age. In this scenario, the couple may use Immediate Income DCF Payments to produce Income Now for a period of years, then use other tools to protect their money and produce income later, thus earning a higher yield than any other safe money option.